427 Shore Drive

Joppa, MD
$ 1,285,000 Beds 5 Baths 4.5 Sq 6,072
Monthly Estimate* How much can I afford?

Motivated Seller! Recent price adjustment plus a 2.25% mortgage rate buydown and a 2-year home warranty with an acceptable offer. Take advantage of these valuable seller incentives and make this home yours today! No Flood Insurance needed! Nestled in the highly sought-after Taylors Pointe community of Joppatowne, this exceptional Colonial offers over 6,000 square feet of beautifully maintained living space, perfectly blending timeless elegance with modern comfort. Freshly painted and move in ready!! Featuring 5 spacious bedrooms and 4.5 bathrooms, this home provides ample room for both everyday living and entertaining. The five gas fireplaces add warmth and character throughout the home. A grand two-story foyer creates an impressive first impression and sets the tone for the homes sophisticated design. The open and functional layout flows seamlessly into the heart of the home, a gourmet kitchen equipped with new stainless-steel appliances, including a built-in microwave, downdraft cooktop, and wall oven. Thoughtfully designed for both convenience and style, the kitchen opens to the dining and living areas, making it ideal for gatherings. A wet/dry bar further enhances the homes entertaining capabilities. Wood flooring and well-appointed finishes throughout add warmth and character. The expansive primary suite serves as a private retreat, complete with a generous walk-in closet and a spa-inspired en suite bathroom designed for relaxation. Additional bedrooms are generously sized, offering flexibility for guests, home office space, or multi-generational living. The fully finished basement with outside access provides endless possibilitiesperfect for a recreation room, media space, gym, or guest suite. Step outside to your own private waterfront oasis. With approximately 50 feet of frontage along the scenic Gunpowder River, this property offers tranquil views and direct water access. The private composite dock is ideal for boating, fishing, or simply enjoying the peaceful surroundings. Whether hosting gatherings or unwinding at the end of the day, the outdoor space delivers a true waterfront lifestyle experience. Recent updates include new kitchen appliances, a new roof, and a new HVAC system, offering added value and peace of mind. Additional features include a 2-car attached garage with interior access and a concrete driveway offering ample parking for guests. This remarkable property combines space, location, and lifestyle in one of Joppatownes premier waterfront communities. Dont miss the opportunity to make this exceptional home your own.

ACTIVE

  • Price
  • $ 1,285,000
  • City
  • Joppa
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • HARFORD
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.32 Acres
  • Zip
  • 21085
  • Sqr Footage
  • 6,072
  • Year Built
  • 2003
  • Taxes
  • $ 7579
  • Style
  • Colonial
  • MLS#
  • MDHR2053374
Listed By: Jennifer L Friedel with RE/MAX Components - 4108931199;
Data Source: Bright MLS

Features

General

Living Area 6072
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Roof Shingle
Appliances Built-In Microwave,Cooktop - Down Draft,Dishwasher,Disposal,Dryer,Icemaker,Oven - Wall,Refrigerator,Stainless Steel Appliances,Washer,Water Heater
Zoning R3 R4
HOA Fee 350.00
Garage Spaces 2.00
Patio/Porch Features Deck(s)
Architectural Style Colonial
Construction Materials Brick
School District HARFORD COUNTY PUBLIC SCHOOLS
Year Built 2003
Electric 200+ Amp Service
View River
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Building Name TAYLOR'S POINTE
Accessibility None
Assoc Fee Paid Per Annually
County HARFORD
New Construction No
Property Type Residential
HOA Yes
Subdivision Name JOPPATOWNE
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Total Rooms 14
Full Baths 4
Status ACTIVE
Directions Merge onto I-95 S toward Baltimore,Take Exit 74 (MD-152 / Mountain Rd) toward Joppa,Turn left onto MD-152 S (Mountain Rd). Continue,then turn left onto Joppa Farm Rd. Turn right onto Shore Drive. Fol
City JOPPA
Body of Water Gunpowder
Disclosures Prop Disclosure
Association Name PARKER'S POINT
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 13939.00
Tax Assessed Value 740833.0
Tax Annual Amount 7579.72
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 308.01
Acceptable Financing Cash,Conventional,FHA,Negotiable
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 6578
Location Type River
Standard Status Active
Year Built Source Estimated
Legal Subdivision TAYLORSPOINTE
Tax Lot 6
Association Recreation Fee No

Interior Features

Interior Amenities Carpet,Ceiling Fan(s),Combination Kitchen/Dining,Intercom,Kitchen - Eat-In,Walk-in Closet(s),Wet/Dry Bar,Wood Floors,Butlers Pantry,Dining Area,Floor Plan - Open,Kitchen - Island,Primary Bath(s)
Heating Fuel Natural Gas
Basement Connecting Stairway,Full,Fully Finished,Outside Entrance,Rear Entrance,Sump Pump,Walkout Level
Flooring Carpet,Hardwood,Vinyl,Ceramic Tile
Total Fireplaces 5
Fireplace Features Gas/Propane
Hot Water Natural Gas
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 4172
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 5
Below Grade Finished Area 1900
Room Type Living Room,Dining Room,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Bedroom 1,Office,Bathroom 1,Bathroom 2,Bathroom 3,Half Bath
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 506
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 4
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 4
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 3
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 3
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 3.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 3
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 5

Exterior Features

Pool No Pool
Fencing Aluminum
Parking Features Concrete Driveway
Water Source Public
Total Parking Spaces 6
Garage Features Additional Storage Area,Garage - Side Entry,Garage Door Opener,Inside Access
Type of Parking Attached Garage,Driveway,Off Street
Foundation Details Permanent
Water View Y/N Yes
Lot Size Acres 0.32
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N Yes
Number of Docks 1
Navigable Water Y/N Yes
Number of Slips 1
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Dock/Slip Conveys YN Yes
Dock Type and Features Material - Composite,Private

Room Details

Bathroom 1 Upper 1
Bathroom 1 # 2 Lower 1
Bathroom 2 Upper 1
Bathroom 3 Upper 1
Bedroom 1 Upper 1
Bedroom 1 # 2 Lower 1
Bedroom 2 Upper 1
Bedroom 3 Upper 1
Bedroom 4 Upper 1
Dining Room Main
Half Bath Main
Kitchen Main
Living Room Main
Office Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/9/2026 Listed $1,500,000
4/22/2026 5% - $1,425,000
6/12/2026 10% - $1,290,000
7/30/2026 1% - $1,285,000

Property vs Zip Code Average in 21085

Price
AVG $560K
$1.29M
Taxes
AVG $4,210
$7,579
Year Built
AVG 1995
2003
Visits
AVG 675
4153
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

427 Shore Drive Joppa, MD is a Single Family Home for sale at $1285000 with 6072 sqft and a lot size of 0.32 Acres Acre(s). 427 Shore Drive Joppa has 5 bedrooms, 4 baths and was built in 2003. The property's zip code is 21085 which is in Joppa, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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