3249 Arundel On The Bay Road

Annapolis, MD
$ 875,000 Beds 4 Baths 3.5 Sq 4,288
Monthly Estimate* How much can I afford?

Welcome to 3249 Arundel On The Bay Road, an exceptional custom contemporary estate situated on over one private acre in one of Annapolis most exclusive waterfront communities. Appraised at $1,097,000 in January 2026, this remarkable property offers an incredible opportunity for instant equity while delivering the luxury lifestyle today's discerning buyers seek. A dramatic two-story foyer introduces light-filled interiors enhanced by oversized windows, custom finishes, and sophisticated design throughout. The open-concept layout centers around a beautifully appointed kitchen featuring stainless steel appliances, a spacious pantry, and designer lighting, creating the perfect setting for both intimate gatherings and grand entertaining. The impressive main-level primary suite serves as a private retreat with soaring ceilings, a loft, expansive walk-in closet, and spa-inspired bath. Additional bedrooms, versatile living spaces, a finished lower level with a custom fireplace feature wall, and a spectacular rooftop deck provide exceptional comfort and flexibility for family and guests. Step outside to your secluded backyard oasis surrounded by mature privacy trees, offering the perfect backdrop for outdoor entertaining and peaceful relaxation. A two-car garage with EV charging capabilities adds modern convenience, and the seller is willing to include the home's furnishings for a truly turnkey experience. Residents of Arundel On The Bay enjoy access to private beaches, boat ramps, fishing piers, kayak storage, and breathtaking Chesapeake Bay sunsetsall just minutes from downtown Annapolis, premier dining, marinas, and yacht clubs. Rarely does a property combine privacy, luxury, and the coveted Annapolis waterfront lifestyle so effortlessly. There's nothing like it in the area!

ACTIVE

  • Price
  • $ 875,000
  • City
  • Annapolis
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 1.15 Acres
  • Zip
  • 21403
  • Sqr Footage
  • 4,288
  • Year Built
  • 2022
  • Taxes
  • $ 8028
  • Style
  • Contemporary
  • MLS#
  • MDAA2152960
Listed By: Montaz Maurice McCray with Keller Williams Capital Properties - 2022437700;
Data Source: Bright MLS

Features

General

Living Area 4288
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Zoning R2
Garage Spaces 2.00
Architectural Style Contemporary
Construction Materials Concrete,Vinyl Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 2022
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County ANNE ARUNDEL
New Construction No
Property Type Residential
HOA No
Subdivision Name ARUNDEL ON THE BAY
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Total Rooms 15
Full Baths 3
Status ACTIVE
Directions Please see GPS
City ANNAPOLIS
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 50094.00
Tax Assessed Value 734400.0
Tax Annual Amount 8028.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 312.5
Acceptable Financing Cash,Conventional,FHA,VA
Vacation Rental Y/N No
Total SQFT 4288
Standard Status Active
Year Built Source Assessor
Association Recreation Fee No

Interior Features

Interior Amenities Bathroom - Walk-In Shower,Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Open,Kitchen - Gourmet,Pantry,Recessed Lighting,Combination Kitchen/Dining,Kitchen - Island,Walk-in Closet(s),Upgrad
Heating Fuel Electric
Basement Fully Finished
Total Fireplaces 1
Fireplace Features Electric
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2800
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 1488
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Below Grade Unfin Area Units Square Feet
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 2
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 2
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 1
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Pool No Pool
Parking Features Electric Vehicle Charging Station(s)
Water Source Well
Total Parking Spaces 2
Garage Features Garage Door Opener,Garage - Side Entry
Type of Parking Attached Garage,Driveway
Land Use Code R
Foundation Details Concrete Perimeter,Crawl Space
Water View Y/N No
Lot Size Acres 1.15
Lot Size Source Estimated
Waterfront Y/N No
Horse Y/N No
Land Assessed Value 316500.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Annapolis High School

Price History

7/30/2026 Listed $900,000
8/17/2026 1% - $895,000
9/2/2026 3% - $875,000

Property vs Zip Code Average in 21403

Price
AVG $1.71M
$880K
Taxes
AVG $10,818
$8,028
Year Built
AVG 1981
2022
Visits
AVG 641
220
Data Provided by Inside Real Estate®

3249 Arundel On The Bay Road Annapolis, MD is a Single Family Home for sale at $875000 with 4288 sqft and a lot size of 1.15 Acres Acre(s). 3249 Arundel On The Bay Road Annapolis has 4 bedrooms, 3 baths and was built in 2022. The property's zip code is 21403 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.