120 Island View Drive

Annapolis, MD
$ 1,999,900 Beds 4 Baths 4.5 Sq 3,062 Virtual Tour
Monthly Estimate* How much can I afford?

Prepare to be amazed by this rare waterfront opportunity offering 4 bedrooms, 4.5 baths with over 3000 square feet of living space with approximately 270-degree panoramic views of Gingerville Creek. Situated at the end of a quiet cul-de-sac, this exceptional property combines luxury, privacy, and an unbeatable location just minutes from Annapolis. Commuters will love the convenience of being just minutes from Exit 22, approximately 10 minutes to Route 50, and only 15 minutes to historic downtown Annapolis. For boating enthusiasts, this property is truly second to none. The private pier features a 10,000-pound boat lift, water and electric service, including two 220-volt outlets, three boat slips, floating dock and approximately 5+ feet of water at mean low water, making it ideal for larger vessels. A nearby marina and gas dock provide exceptional convenience for fueling, maintenance, and everyday boating adventures. The owners have meticulously maintained and updated the home with major improvements, including a new roof (2021) and upper-level HVAC system (2025). The exterior is equally impressive, featuring an attached two-car garage and driveway parking for up to six additional vehicles. Whether you're hosting family gatherings or waterfront celebrations, there's room for everyone. Step inside and you'll immediately be captivated by breathtaking water views. The welcoming living room features the first of two fireplaces and overlooks the creek, creating the perfect setting to relax year-round. As you continue into the heart of the home, you'll discover an expansive dining area surrounded by panoramic water views that will have you lingering over every meal. Sliding doors lead to a covered brick patio and an incredible backyard designed for entertaining on any scalefrom everyday cookouts to milestone celebrations, weddings, corporate events, and unforgettable waterfront parties. Pet owners will appreciate the professionally installed invisible fence, allowing your four-legged family members to safely enjoy the expansive yard. The main level also offers a spacious kitchen, large family room, private office with a convenient half bath, a generously sized bedroom, and a full laundry room. Upstairs, the luxurious owner's suite offers stunning sunrise views over the creek and features an incredible layout with his-and-her bathrooms, a walk-in closet, and a true owner's retreat experience. Two additional bedrooms share a spacious full bath, while the loft provides the perfect second gathering space for movie nights, gaming, reading, or studying. A second laundry room on the upper level adds everyday convenience, and the walk-up attic with pull-down stairs provides abundant storage. Need even more flexibility? A detached waterfront office equipped with its own mini-split heating and cooling system creates the ideal work-from-home environment, art studio, or private retreatall while enjoying incredible views of Gingerville Creek. Properties offering this combination of panoramic waterfront views, exceptional boating amenities, generous living space, thoughtful updates, and an unbeatable Annapolis-area location are extraordinarily rare. Complete photos, floor plans, and additional details will be available soon. Don't miss your opportunity to own one of the area's premier waterfront homes

ACTIVE

  • Price
  • $ 1,999,900
  • City
  • Annapolis
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • ANNE ARUNDEL
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.46 Acres
  • Zip
  • 21401
  • Sqr Footage
  • 3,062
  • Year Built
  • 1962
  • Taxes
  • $ 13354
  • Style
  • Colonial
  • MLS#
  • MDAA2152550
Listed By: Boyd Grainger with Pearson Smith Realty, LLC - 5713861075;
Data Source: Bright MLS

Features

General

Living Area 3062
Sewer Public Sewer
Heating Heat Pump - Oil BackUp
Cooling Central A/C
Possession Settlement
Zoning R2
Garage Spaces 2.00
Patio/Porch Features Porch(es)
Architectural Style Colonial
Construction Materials Vinyl Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1962
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section F
Waterfront Features Private Dock Site
Accessibility None
County ANNE ARUNDEL
New Construction No
Property Type Residential
HOA No
Subdivision Name CAPE ST JOHN
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 4
Status ACTIVE
Directions use gps
City ANNAPOLIS
Body of Water Gingerville Creek
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 20068.00
Tax Assessed Value 1236300.0
Tax Annual Amount 13354.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 653.14
Vacation Rental Y/N No
Total SQFT 3062
Standard Status Active
Year Built Source Assessor
Legal Subdivision CAPE ST JOHN
Tax Lot 220

Interior Features

Heating Fuel Electric,Oil
Total Fireplaces 2
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 3062
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 3
Bathrooms Full All Upper Levels 3
Bathrooms Count Upper Level 1 3.00
Bathrooms Count All Upper Levels 3
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 5

Exterior Features

Exterior Amenities Outbuilding(s)
Pool No Pool
Parking Features Asphalt Driveway
Water Source Public
Total Parking Spaces 8
Garage Features Garage - Front Entry,Garage Door Opener,Inside Access
Type of Parking Attached Garage,Driveway
Land Use Code E
Foundation Details Crawl Space
Water View Y/N No
Lot Size Acres 0.46
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N Yes
Number of Docks 1
Land Assessed Value 830000.00
Navigable Water Y/N Yes
Number of Slips 3
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Dock/Slip Conveys YN Yes
Dock Type and Features Hoist/Lift Electric,Multiple Slip,Private,Material - Treated Lumber

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/27/2026 Listed $1,999,900

Property vs Zip Code Average in 21401

Price
AVG $1.88M
$2M
Taxes
AVG $25,900
$13,354
Year Built
AVG 1960
1962
Visits
AVG 551
27
Data Provided by Inside Real Estate®

120 Island View Drive Annapolis, MD is a Single Family Home for sale at $1999900 with 3062 sqft and a lot size of 0.46 Acres Acre(s). 120 Island View Drive Annapolis has 4 bedrooms, 4 baths and was built in 1962. The property's zip code is 21401 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.